:root{--pm-ink:#0b1b2e;--pm-navy:#080D15;--pm-deep:#002959;--pm-blue:#0070F2;--pm-blue-d:#0a5bc4;--pm-foam:#eaf3ff;--pm-sand:#fbf3e4;--pm-line:#b9cde6;--pm-muted:#41546b}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--pm-ink);font-family:'Open Sans',system-ui,-apple-system,'Segoe UI',sans-serif;font-size:16px;line-height:1.7}
img{max-width:100%;height:auto;display:block}
a{color:var(--pm-deep);text-decoration:underline;text-underline-offset:3px}
a:hover{color:var(--pm-blue-d)}
:focus-visible{outline:3px solid var(--pm-blue);outline-offset:2px}
.pm-r7q4-tbl{width:100%;border-collapse:separate;border-spacing:0;table-layout:auto}
.pm-r7q4-tbl td,.pm-r7q4-tbl th{padding:0;vertical-align:top}
.pm-r7q4-wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.pm-r7q4-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.pm-r7q4-btn{display:inline-block;border:2px solid transparent;border-radius:999px;font-weight:700;line-height:1.2;text-align:center;text-decoration:none;white-space:nowrap;transition:transform .2s ease,background-color .2s ease,box-shadow .2s ease}
.pm-r7q4-btn:hover{transform:translateY(-2px)}
.pm-r7q4-btn--main{background:var(--pm-blue);color:#fff;box-shadow:0 8px 18px rgba(0,112,242,.35)}
.pm-r7q4-btn--main:hover{background:#1a82ff;color:#fff}
.pm-r7q4-btn--sec{background:var(--pm-deep);color:#fff;border-color:#3b73b8}
.pm-r7q4-btn--sec:hover{background:#0a3a78;color:#fff}
.pm-r7q4-btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.pm-r7q4-btn--ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.pm-r7q4-btn--sm{padding:10px 18px;font-size:14px}
.pm-r7q4-btn--lg{padding:16px 30px;font-size:17px}
.pm-r7q4-hd{background:var(--pm-navy);color:#eaf1fb;position:sticky;top:0;z-index:50;border-bottom:1px solid #1b2a40}
.pm-r7q4-wrap--hd{padding-top:10px;padding-bottom:10px}
.pm-r7q4-hd__logo{width:160px;white-space:nowrap;vertical-align:middle!important}
.pm-r7q4-hd__logo img{width:var(--logo-w,80px);height:var(--logo-h,auto);object-fit:contain;border:0;border-radius:0}
.pm-r7q4-hd__act{text-align:right;vertical-align:middle!important;white-space:nowrap}
.pm-r7q4-hd__act .pm-r7q4-btn{margin-left:8px}
.pm-r7q4-burger{margin-left:10px;width:42px;height:40px;border:1px solid #2f4768;border-radius:10px;background:#0f1a2b;cursor:pointer;padding:0;vertical-align:middle}
.pm-r7q4-burger span{display:block;width:20px;height:2px;margin:4px auto;background:#eaf1fb;border-radius:2px;transition:transform .25s ease,opacity .2s ease}
.pm-r7q4-burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.pm-r7q4-burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.pm-r7q4-burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.pm-r7q4-menu{display:none;background:#0c1626;border-top:1px solid #1b2a40}
.pm-r7q4-menu.is-open{display:block}
.pm-r7q4-menu__links a{display:block;padding:10px 0;color:#eaf1fb;text-decoration:none;font-weight:600;border-bottom:1px solid #1b2a40}
.pm-r7q4-menu__links a:hover{color:#7fb5ff}
.pm-r7q4-menu__pl{color:#c5d6ec;font-size:14px;padding-top:12px}
.pm-r7q4-menu__pl b{color:#fff}
.pm-r7q4-hero{background:linear-gradient(135deg,#080D15 0%,#002959 62%,#0a4aa0 100%);color:#fff;position:relative;padding:44px 0 90px;overflow:hidden}
.pm-r7q4-hero::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:70px;background:url(/wave.svg) center bottom/100% 100% no-repeat}
.pm-r7q4-hero__t{position:relative;z-index:1}
.pm-r7q4-hero__copy{width:56%;padding-right:40px;vertical-align:middle!important}
.pm-r7q4-hero__pic{width:44%;vertical-align:middle!important}
.pm-r7q4-hero__pic img{width:100%;aspect-ratio:1200/630;object-fit:cover;border-radius:28px 6px 28px 6px;border:3px solid rgba(255,255,255,.35);box-shadow:0 24px 50px rgba(0,0,0,.4)}
.pm-r7q4-kicker{margin:0 0 8px;color:#9ccaff;font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:13px}
.pm-r7q4-h1{font-size:clamp(32px,5vw,54px);line-height:1.1;font-weight:800;margin:0 0 16px}
.pm-r7q4-lead{font-size:18px;color:#e3eefc;margin:0 0 24px}
.pm-r7q4-hero__cta .pm-r7q4-btn{margin:0 10px 10px 0}
.pm-r7q4-fine{font-size:13px;color:#c5d8f0;margin:8px 0 0}
.pm-r7q4-fine--dark{color:var(--pm-muted);margin-top:16px}
.pm-r7q4-crumbs{padding:14px 0;font-size:14px;color:var(--pm-muted)}
.pm-r7q4-crumbs a{color:var(--pm-deep);font-weight:600}
.pm-r7q4-crumbs__sep{margin:0 8px;color:#6a7f99}
.pm-r7q4-block{border-radius:24px;padding:36px;margin:0 0 28px;border:1px solid var(--pm-line)}
.pm-r7q4-block--foam{background:var(--pm-foam)}
.pm-r7q4-block--plain{background:#fff;border-width:2px}
.pm-r7q4-block--sand{background:var(--pm-sand);border-color:#e6d3ac;border-radius:6px 28px 6px 28px}
.pm-r7q4-block--deep{background:linear-gradient(140deg,#002959,#0a3f86);border-color:#0a3f86;color:#fff;border-radius:6px 28px 6px 28px}
.pm-r7q4-block--text{background:#fff;border-left:6px solid var(--pm-blue)}
.pm-r7q4-eyebrow{font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--pm-blue-d)}
.pm-r7q4-eyebrow--light{color:#9ccaff}
.pm-r7q4-h2{font-size:clamp(24px,3.2vw,34px);line-height:1.2;margin:6px 0 22px;font-weight:800;color:var(--pm-navy)}
.pm-r7q4-h2--light{color:#fff}
.pm-r7q4-p{margin:18px 0}
.pm-r7q4-cols{border-spacing:14px;margin:-14px;width:calc(100% + 28px)}
.pm-r7q4-card{background:#fff;border:1px solid var(--pm-line);border-radius:18px;padding:22px;transition:transform .25s ease,box-shadow .25s ease}
.pm-r7q4-card:hover{transform:translateY(-4px);box-shadow:0 14px 28px rgba(0,41,89,.14)}
.pm-r7q4-card--lead{background:var(--pm-deep);color:#fff;border-color:var(--pm-deep)}
.pm-r7q4-card p{margin:8px 0 0}
.pm-r7q4-card__t{font-weight:800;font-size:18px;line-height:1.3;margin-top:8px}
.pm-r7q4-tag{display:inline-block;background:#0a5bc4;color:#fff;font-size:12px;font-weight:700;border-radius:999px;padding:2px 12px}
.pm-r7q4-tag--soft{background:var(--pm-foam);color:var(--pm-deep);border:1px solid var(--pm-line)}
.pm-r7q4-perk{border:1px solid var(--pm-line);border-radius:6px 18px 6px 18px;padding:20px;background:var(--pm-foam)}
.pm-r7q4-perk>div{display:inline-block;vertical-align:top}
.pm-r7q4-perk__n{font-size:28px;font-weight:800;color:var(--pm-blue-d);width:56px}
.pm-r7q4-perk>div:last-child{width:calc(100% - 64px)}
.pm-r7q4-perk__t{font-weight:800;font-size:17px}
.pm-r7q4-perk p{margin:4px 0 0}
.pm-r7q4-flow{border-spacing:0}
.pm-r7q4-step{width:30%;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.3);border-radius:18px;padding:22px;color:#fff}
.pm-r7q4-step p{margin:6px 0 0;color:#e3eefc}
.pm-r7q4-step__n{font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#ffd9a0}
.pm-r7q4-step__t{font-size:19px;font-weight:800}
.pm-r7q4-arrow{width:5%;text-align:center;vertical-align:middle!important;font-size:30px;color:#9ccaff}
.pm-r7q4-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.pm-r7q4-data,.pm-r7q4-text table{margin:0 auto;border-collapse:collapse;min-width:480px;width:100%;background:#fff}
.pm-r7q4-data th,.pm-r7q4-data td,.pm-r7q4-text th,.pm-r7q4-text td{border:1px solid #6d8fb8;padding:12px 16px;text-align:left}
.pm-r7q4-data th,.pm-r7q4-text th{background:var(--pm-deep);color:#fff}
.pm-r7q4-data tbody tr:nth-child(even) td,.pm-r7q4-text tbody tr:nth-child(even) td{background:var(--pm-foam)}
.pm-r7q4-cta{background:linear-gradient(120deg,#0070F2,#0a4aa0);color:#fff;border-radius:28px;padding:36px;margin:0 0 28px}
.pm-r7q4-cta__t{font-size:clamp(24px,3.2vw,34px);font-weight:800;line-height:1.2}
.pm-r7q4-cta p{margin:6px 0 0;color:#eaf3ff}
.pm-r7q4-cta__btn{text-align:right;vertical-align:middle!important;width:1%;white-space:nowrap}
.pm-r7q4-cta__copy{vertical-align:middle!important;padding-right:20px}
.pm-r7q4-cta .pm-r7q4-btn--main{background:#fff;color:#002959;box-shadow:0 8px 18px rgba(0,0,0,.25)}
.pm-r7q4-cta .pm-r7q4-btn--main:hover{background:#eaf3ff;color:#002959}
.pm-r7q4-mini{background:#fff;border:1px solid #e0cd9f;border-radius:14px;padding:16px;font-size:14.5px}
.pm-r7q4-mini b{display:block;font-size:16px;margin-bottom:4px}
.pm-r7q4-mini span{display:block;color:#33465c}
.pm-r7q4-faq__i{border:2px solid var(--pm-line);border-radius:14px;margin-bottom:12px;background:#fff;overflow:hidden}
.pm-r7q4-faq__i.is-open{border-color:var(--pm-blue)}
.pm-r7q4-faq__q{display:block;width:100%;text-align:left;background:none;border:0;padding:18px 56px 18px 20px;font:inherit;font-weight:700;font-size:17px;color:var(--pm-navy);cursor:pointer;position:relative}
.pm-r7q4-faq__q:hover{background:var(--pm-foam)}
.pm-r7q4-faq__ic{position:absolute;right:20px;top:50%;width:14px;height:14px;margin-top:-7px}
.pm-r7q4-faq__ic::before,.pm-r7q4-faq__ic::after{content:"";position:absolute;background:var(--pm-blue-d);border-radius:2px;transition:transform .25s ease}
.pm-r7q4-faq__ic::before{left:0;right:0;top:6px;height:2px}
.pm-r7q4-faq__ic::after{top:0;bottom:0;left:6px;width:2px}
.is-open .pm-r7q4-faq__ic::after{transform:scaleY(0)}
.pm-r7q4-faq__a{padding:0 20px 8px}
.pm-r7q4-faq__a[hidden]{display:none}
.pm-r7q4-author__av{width:92px;vertical-align:top}
.pm-r7q4-author__av::before {
    content: none;
    display: none;
}

.pm-r7q4-author__av {
    width: 92px;
    vertical-align: top;
    font-size: 16px;
}

.pm-r7q4-author__img {
    display: block;
    width: 72px;
    height: 72px;
    object-fit: cover;
    border-radius: 50%;
    border: 0;
    box-shadow: none;
}
.pm-r7q4-author__n{font-size:22px;font-weight:800}
.pm-r7q4-author__r{color:var(--pm-muted);font-weight:600;margin-bottom:8px}
.pm-r7q4-author__more summary{cursor:pointer;font-weight:700;color:var(--pm-deep)}
.pm-r7q4-text{font-size:17px}
.pm-r7q4-text h1,.pm-r7q4-text h2,.pm-r7q4-text h3{line-height:1.25;color:var(--pm-navy);font-weight:800;margin:1.4em 0 .5em}
.pm-r7q4-text h1{font-size:clamp(28px,4vw,40px);margin-top:0}
.pm-r7q4-text h2{font-size:26px}
.pm-r7q4-text h3{font-size:20px}
.pm-r7q4-text p{margin:0 0 1em}
.pm-r7q4-text ul,.pm-r7q4-text ol{margin:0 0 1.2em;padding-left:1.4em}
.pm-r7q4-text li{margin-bottom:.4em}
.pm-r7q4-text li::marker{color:var(--pm-blue);font-weight:700}
.pm-r7q4-text blockquote{margin:1.2em 0;padding:12px 20px;border-left:4px solid var(--pm-blue);background:var(--pm-foam);border-radius:0 12px 12px 0}
.pm-r7q4-text table{display:block;overflow-x:auto;margin-bottom:1.4em}
.pm-r7q4-text img{border-radius:14px;margin:1em auto}
.pm-r7q4-ft{background:var(--pm-navy);color:#d5e2f3;padding:40px 0 30px;margin-top:20px}
.pm-r7q4-wrap--ft{padding-top:0;padding-bottom:0}
.pm-r7q4-ft__brand{width:44%;padding-right:30px}
.pm-r7q4-ft__brand img{width:80px;height:auto;object-fit:cover;border-radius:0;border:0 solid #2a3f5c}
.pm-r7q4-ft__brand p{margin:12px 0}
.pm-r7q4-ft__flag{display:inline-block}
.pm-r7q4-ft__flag svg,.pm-r7q4-ft__flag span{display:inline-block;vertical-align:middle;margin-right:8px}
.pm-r7q4-ft__links{padding-right:20px}
.pm-r7q4-ft__links a{display:block;color:#d5e2f3;text-decoration:none;padding:3px 0;word-break:break-word}
.pm-r7q4-ft__links a:hover{color:#fff;text-decoration:underline}
.pm-r7q4-ft__h{font-weight:800;color:#fff;font-size:14px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px}
.pm-r7q4-ft__row{margin-top:26px;padding-top:20px;border-top:1px solid #1b2a40}
.pm-r7q4-chips span,.pm-r7q4-chips a{display:inline-block;margin:0 8px 8px 0;padding:6px 14px;border:1px solid #3a5476;border-radius:10px;background:#0f1a2b;color:#eaf1fb;font-size:13.5px;font-weight:600;text-decoration:none}
.pm-r7q4-chips a:hover{background:#17294a;color:#fff}
.pm-r7q4-ft__copy{margin-top:20px;padding-top:20px;border-top:1px solid #1b2a40;font-size:13.5px;color:#b9cbe2}
.pm-r7q4-widget{position:fixed;left:50%;bottom:12px;width:min(640px,calc(100% - 24px));transform:translate(-50%,140%);background:var(--pm-navy);color:#fff;border:1px solid #3b73b8;border-radius:18px;padding:10px 12px;z-index:60;box-shadow:0 14px 34px rgba(0,0,0,.4);opacity:0;transition:transform .45s ease,opacity .35s ease}
.pm-r7q4-widget.is-in{transform:translate(-50%,0);opacity:1}
.pm-r7q4-widget.is-gone{display:none}
.pm-r7q4-widget td{vertical-align:middle!important}
.pm-r7q4-widget__tx b{display:block;font-size:14.5px;line-height:1.3}
.pm-r7q4-widget__tx span{font-size:12.5px;color:#c5d8f0}
.pm-r7q4-widget__btn{width:1%;white-space:nowrap;padding:0 8px!important}
.pm-r7q4-widget .pm-r7q4-btn{text-decoration:none;color:#fff}
.pm-r7q4-widget__x{width:1%}
.pm-r7q4-widget__x button{width:34px;height:34px;border-radius:50%;border:1px solid #3a5476;background:#0f1a2b;color:#fff;font-size:20px;line-height:1;cursor:pointer}
.pm-r7q4-has-widget .pm-r7q4-ft{padding-bottom:100px}
.pm-r7q4-rv.is-armed{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
.pm-r7q4-rv.is-armed.is-seen{opacity:1;transform:none}
.pm-r7q4-legacy-slot,.pm-r7q4-unused-ribbon{display:none}
.pm-r7q4-pulse{animation:pm-r7q4-pulse 2s ease-in-out infinite}
@keyframes pm-r7q4-pulse{50%{opacity:.6}}
@media (min-width:900px){
.pm-r7q4-menu{display:block;background:#0c1626}
.pm-r7q4-burger{display:none}
.pm-r7q4-wrap--hd .pm-r7q4-menu__links a{display:inline-block;border:0;padding:8px 22px 8px 0}
.pm-r7q4-menu__pl{text-align:right;white-space:nowrap;padding-top:0;vertical-align:middle!important}
.pm-r7q4-menu .pm-r7q4-wrap--hd{padding-top:4px;padding-bottom:4px}
}
@media (max-width:899px){
.pm-r7q4-hero__t,.pm-r7q4-hero__t tbody,.pm-r7q4-hero__t tr,.pm-r7q4-hero__copy,.pm-r7q4-hero__pic{display:block;width:100%}
.pm-r7q4-hero__copy{padding:0 0 28px}
.pm-r7q4-cols,.pm-r7q4-cols tbody,.pm-r7q4-cols tr,.pm-r7q4-cols td{display:block;width:100%}
.pm-r7q4-cols{margin:0;border-spacing:0;width:100%}
.pm-r7q4-cols td{margin-bottom:14px}
.pm-r7q4-flow,.pm-r7q4-flow tbody,.pm-r7q4-flow tr,.pm-r7q4-flow td{display:block;width:100%}
.pm-r7q4-arrow{transform:rotate(90deg);height:40px;font-size:26px;padding:4px 0}
.pm-r7q4-step{margin:0}
.pm-r7q4-cta__t{font-size:24px}
.pm-r7q4-cta .pm-r7q4-tbl,.pm-r7q4-cta tbody,.pm-r7q4-cta tr,.pm-r7q4-cta td{display:block;width:100%;text-align:left}
.pm-r7q4-cta__btn{padding-top:18px}
.pm-r7q4-ft__top,.pm-r7q4-ft__top tbody,.pm-r7q4-ft__top tr,.pm-r7q4-ft__top td{display:block;width:100%}
.pm-r7q4-ft__links{margin-top:20px}
.pm-r7q4-block{padding:24px 18px;border-radius:18px}
}
@media (max-width:420px){
.pm-r7q4-hd__logo img{width:96px;height:50px}
.pm-r7q4-hd__logo{width:100px}
.pm-r7q4-hd__act .pm-r7q4-btn{margin-left:5px;padding:9px 13px}
.pm-r7q4-burger{margin-left:6px;width:38px}
.pm-r7q4-wrap{padding:0 14px}
.pm-r7q4-widget__tx span{display:none}
.pm-r7q4-author__av{
        width:82px !important;
        display:table-cell !important;
        vertical-align:top;
    }

    .pm-r7q4-author__img{
        display:block !important;
        width:64px !important;
        height:64px !important;
        max-width:none;
        object-fit:cover;
        border-radius:50%;
    }
}
@media (prefers-reduced-motion:reduce){
*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
.pm-r7q4-rv.is-armed{opacity:1;transform:none}
}

.pm-r7q4-hd__nav {
  vertical-align: middle !important;
  text-align: center;
  white-space: nowrap;
}
.pm-r7q4-hd__nav a {
  display: inline-block;
  padding: 8px 14px;
  color: #eaf1fb;
  text-decoration: none;
  font-weight: 600;
  font-size: 14px;
}
.pm-r7q4-hd__nav a:hover {
  color: #7fb5ff;
}

@media (min-width: 900px) {
  .pm-r7q4-menu { display: none !important; }
  .pm-r7q4-burger { display: none; }
  .pm-r7q4-hd__nav { display: table-cell; }
}

@media (max-width: 899px) {
  .pm-r7q4-hd__nav { display: none; }
}

@media (max-width: 899px) {
  .pm-r7q4-wrap--hd {
    padding-top: 16px;  
    padding-bottom: 16px;
  }
}

/* Force card padding */
.pm-r7q4-card { padding: 30px 28px !important; }
.pm-r7q4-step { padding: 28px 26px !important; }
.pm-r7q4-mini { padding: 24px 22px !important; }
.pm-r7q4-perk { padding: 26px 24px !important; }

/* MOBILE TABLE FIX — pm-r7q4 pages */
@media (max-width: 899px) {
    .pm-r7q4-page .pm-r7q4-text {
        min-width: 0;
        max-width: 100%;
    }

    .pm-r7q4-page .pm-r7q4-text table {
        display: block;
        width: 100%;
        max-width: 100%;
        min-width: 0;
        overflow-x: auto;
        overflow-y: hidden;
        -webkit-overflow-scrolling: touch;
        border-collapse: collapse;
    }

    .pm-r7q4-page .pm-r7q4-text table th,
    .pm-r7q4-page .pm-r7q4-text table td {
        min-width: 100px;
        white-space: normal;
        overflow-wrap: anywhere;
    }

    .pm-r7q4-page .pm-r7q4-text {
        overflow-wrap: anywhere;
    }

    .pm-r7q4-page .pm-r7q4-block--text {
        min-width: 0;
        max-width: 100%;
        overflow: hidden;
    }

    .pm-r7q4-page .container {
        min-width: 0;
        max-width: 100%;
    }
}